Do I Need Insurance? We highly recommend travel insurance for
Trip Cancellation can save you the cost of your entire vacation if
you get sick, a family member becomes ill and you can't travel or something like a volcanic eruption prevents you from reaching your
Trip Interruption can save you the expense of flight delays, illness
during travel or returning from your
vacation early due to an emergency.
Extended Medical Benefits cover the additional costs of medical
treatment and hospitalization. Physician costs can be extremely costly
in foreign countries and aren't typically covered by regular medical
Cruise Lines and online travel companies provide their own insurance but this is restricted to trip
cancellation and interruption.
Cruise lines are also beginning to offer Cancel For Any Reason
insurance which is more flexible than commercial policies. Under
CFAR you could cancel simply because you don't feel like going any more.
Many employers have insurance plans where employees can purchase travel
insurance. The American Automobile Association and is a reputable
source for those who don't have easy
access through an existing plan.